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We help the Hispanic community stay up to date and in compliance with tax, insurance and business matters, allowing it to grow and achieve the admiration and respect that such a hard-working community deserves.

Zorro was founded to give the ever increasing number of Hispanics in Jacksonville a place to do their annual tax preparation in Spanish with personnel trained in US tax preparation. The trust garnered with tax preparation led those early customers to ask if we could also offer additional professional services such as auto insurance and more.

Today, we are trained, credentialed and knowledgeable in the services that we offer and help our clients comply with US laws while making them comfortable with the process by understanding their culture and speaking their language. Our single office in Jacksonville has prepared nearly 1000 tax returns during 2024 so far, and currently has nearly 500 active insurance policies on the books.

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• 16 years of experience dating back to our first subsidiary.
• Start-up capital raised through a Private Placement.
• Those shares repurchased in private transactions from 63% of the investors for at least a 133% gain.
• Current profitability.
• Recognized as an IRS Certified Acceptance Agent in 2017.

Between 2010 and 2020, Florida's total population grew from 18.8 million to 21.5 million, an increase of 14.6%. During the same period, the state's Latino population grew from 4.2 million to 5.7 million, an increase of 34.9%. During the Pandemic and after, Florida has been the fastest growing state in the country. More and more Hispanics are coming in need of tax preparation, auto insurance and assistance with starting businesses. Our single location cannot keep up with the current demand within the immediate area surrounding the office. We are also missing out on potential clients that are not in the immediate area.

We plan to open three more offices as soon as possible and have a longer term plan to have 50 offices operating by the end of 2030.

The process typically starts with a customer wanting help to start their own business. We explain the different structures and how taxation works for each. For a fee, we assist them in registering the company with the state. Upon state approval, we help them obtain an EIN from the IRS.

Many of these clients work in construction. Florida state law mandates that if even one person is working on a construction site, they must have Workers Compensation Insurance, which we sell. The premium for these policies is based on the expected payroll for the coming 12 months. We also sell Payroll Services. The state requires that the policy be audited at the end of the term, and we assist with the audit for a fee.

Since we run the payroll, the owners often recommend that employees do their taxes with us at the end of the year. Some of these employees eventually decide to open their own businesses, and the process repeats.

How we make money:

• New Business Creation
• Commercial Insurance
  – General Liability
  – Workers Compensation
  – Commercial Auto
• Payroll
• Business Tax Preparation
• Bookkeeping
• WC Audit Coordination
• Personal Tax Preparation
• Personal Auto
• Notary Services 

According to The Florida Legislature, since April 1, 2020, the top five cities that have added the most population were: Jacksonville, Port St. Lucie, Miami, Tampa, and Orlando. Furthermore, Florida’s Hispanic population grew at a faster rate than total population (34.9% as compared to 14.6%) between 2010 and 2020. The percent of the population that was Hispanic or Latino increased in most counties of the state.

According to a 2021 Kantar report, 88% of US Hispanics appreciate businesses that speak Spanish to them. A 2022 Numerator report found that 4 in 5 Hispanic households prefer brands that speak their first language.

The February 2024 Current Population Survey (CPS), collected by the Census Bureau, shows that 15.5 percent of the U.S. population is now foreign-born — the largest share on record. The 51.4 million foreign-born residents now living in the U.S. is a new record high in American history. As of 2022, the Hispanic population of Jacksonville, Florida is 161,000 people, or 9.99% of the city's total population. The Hispanic community in Jacksonville has been growing by about 5% annually and is a major driver of the area's overall growth. The five-county Jacksonville metro area has seen a 76.4% increase in its Hispanic population since 2010.

Over the last several years we have fine-tuned our process while remaining consistent with our overall mission. The market that we serve, blue-collar, Spanish speaking immigrants is a niche market that is substantial in size and continuing to grow. We are excited to grow with them, providing the professional and administrative services that they need, delivered to them in the way they prefer.